diff --git a/pages/detail/detail.vue b/pages/detail/detail.vue
index 66825e4..ba05fb7 100644
--- a/pages/detail/detail.vue
+++ b/pages/detail/detail.vue
@@ -1,12 +1,5 @@
 <template>
   <view class="page-container">
-    <!-- 全局加载遮罩 -->
-    <view class="loading-overlay" v-if="loading">
-      <view class="loading-content">
-        <uni-icons type="spinner-cycle" size="40" color="#064E3B" class="loading-spin"></uni-icons>
-        <text class="loading-text">加载中...</text>
-      </view>
-    </view>
     
 
     <view class="header-section">
@@ -285,8 +278,6 @@ const getCurrencySymbol = (currency) => {
 };
 
 const portfolioId = ref('');
-const loading = ref(false);
-
 const portfolioData = ref({
   id: '',
   name: '',
@@ -400,7 +391,6 @@ const selectStock = (result) => {
 
 const fetchPortfolioData = async () => {
   try {
-    loading.value = true;
     const pages = getCurrentPages();
     const currentPage = pages[pages.length - 1];
     const id = currentPage.options?.id;
@@ -421,14 +411,11 @@ const fetchPortfolioData = async () => {
   } catch (error) {
     console.error('获取投资组合数据失败:', error);
     uni.showToast({ title: '加载失败，请重试', icon: 'none' });
-  } finally {
-    loading.value = false;
   }
 };
 
 const fetchTransactions = async () => {
   try {
-    loading.value = true;
     if (!portfolioId.value) return;
     
     const response = await api.assets.getTransactions({
@@ -444,8 +431,6 @@ const fetchTransactions = async () => {
   } catch (error) {
     console.error('获取交易记录失败:', error);
     uni.showToast({ title: '加载交易记录失败', icon: 'none' });
-  } finally {
-    loading.value = false;
   }
 };
 
@@ -592,42 +577,6 @@ const deletePortfolio = async () => {
   /* 关键：底部留出空间，防止内容被固定按钮遮挡 */
   padding-bottom: 180rpx; 
 }
-
-/* 加载遮罩 */
-.loading-overlay {
-  position: fixed;
-  top: 0;
-  left: 0;
-  right: 0;
-  bottom: 0;
-  background-color: rgba(0, 0, 0, 0.4);
-  display: flex;
-  align-items: center;
-  justify-content: center;
-  z-index: 9999;
-}
-.loading-content {
-  background-color: #FFFFFF;
-  border-radius: 16rpx;
-  padding: 40rpx;
-  display: flex;
-  flex-direction: column;
-  align-items: center;
-  gap: 16rpx;
-  box-shadow: 0 8rpx 24rpx rgba(0, 0, 0, 0.15);
-}
-.loading-spin {
-  animation: rotate 1s linear infinite;
-}
-@keyframes rotate {
-  from { transform: rotate(0deg); }
-  to { transform: rotate(360deg); }
-}
-.loading-text {
-  font-size: 26rpx;
-  color: #374151;
-  font-weight: 500;
-}
 .flex-row { display: flex; flex-direction: row; }
 .flex-col { display: flex; flex-direction: column; }
 .items-center { align-items: center; }
diff --git a/utils/api.js b/utils/api.js
index fd74233..3de4d46 100644
--- a/utils/api.js
+++ b/utils/api.js
@@ -13,6 +13,25 @@ const TIMEOUT = 10000;
 // 登录锁，防止并发登录
 let loginLock = null;
 
+// 全局loading计数，避免多个请求重复显示/隐藏loading
+let loadingCount = 0;
+const showLoading = () => {
+  if (loadingCount === 0) {
+    uni.showLoading({
+      title: '加载中...',
+      mask: true
+    });
+  }
+  loadingCount++;
+};
+const hideLoading = () => {
+  loadingCount--;
+  if (loadingCount <= 0) {
+    loadingCount = 0;
+    uni.hideLoading();
+  }
+};
+
 /**
  * 获取微信登录码
  * @returns {Promise<string>} - 返回微信登录码
@@ -128,6 +147,9 @@ const requestWithRetry = async (url, method = 'GET', data = {}, headers = {}, re
       timestamp: new Date().toISOString()
     });
     
+    // 显示全局loading
+    showLoading();
+    
     const res = await new Promise((resolve, reject) => {
       uni.request({
         url: fullUrl,
@@ -153,6 +175,9 @@ const requestWithRetry = async (url, method = 'GET', data = {}, headers = {}, re
       data: res.data
     });
     
+    // 隐藏loading
+    hideLoading();
+    
     if (res.statusCode === 200) {
       return res.data;
     } else if (res.statusCode === 401) {
@@ -185,6 +210,9 @@ const requestWithRetry = async (url, method = 'GET', data = {}, headers = {}, re
       throw new Error(`请求失败: ${res.statusCode}`);
     }
   } catch (error) {
+    // 隐藏loading
+    hideLoading();
+    
     // 请求失败日志
     console.log('❌ API 请求失败:', {
       url,